Michael Cannella is the Chief Regulatory Officer and Board Secretary of Inspire Trust Company, N.A., where he leads comprehensive risk management and compliance initiatives while driving operational excellence across the organization. Joining as employee #3 in September 2021, Michael was instrumental in the startup's organizational planning and regulatory strategy that culminated in earning a national charter from the OCC and successfully opening the bank in September 2023. Michael is recognized for his ability to solve complex operational challenges, implement efficient technology solutions, and maintain seamless client service during periods of growth and regulatory scrutiny.

Michael brings over 25 years of experience in regulatory compliance and operational leadership within financial services organizations, with particular expertise in fiduciary risk, audit management, and system implementation. His approach combines deep regulatory knowledge with practical operational execution. Prior to joining Inspire Trust Company, Michael was the Head of Fiduciary Oversight and Consulting for Trust Services at Wells Fargo Wealth Management, where he was responsible for oversight and monitoring of frontline risk management activities, including investment and fiduciary risk, conduct risk, operational risk and self-assurance monitoring for the trust and fiduciary lines of business.

Prior to Wells Fargo, Michael held risk management positions at Wachovia Bank and U.S Trust. He earned his B.B.A. in Management from Hofstra University in New York. Michael's commitment to serving vulnerable populations extends beyond his professional responsibilities through over 15 years of volunteer service as head cook at a summer camp for individuals with disabilities in upstate New York, reflecting the same values of care and attention to detail that guide his work with Inspire Trust Company's beneficiaries.